If you are an au pair, a student or a language student abroad, it makes sense to take out personal liability and accident insurance.
The personal liability insurance offers security in the event that an accident happens to you and you harm someone.
The accident insurance is only included in type M and XL and offers very good safety for little money in the event of accidents on the journey that lead to death or permanent disability, in addition to salvage costs or the cost of an accident cosmetic operation.
The Care Protector includes the following benefits
Personal liability insurance | Typ S | Typ M | Typ XL |
---|---|---|---|
Cover sums for personal injury and damage to property lump sum | Typ S: 1 Mio. EUR | Typ M: 2 Mio. EUR | Typ XL: 2.5 Mio. EUR |
Deportation costs as security for declarations of obligation by the policyholder to German authorities | Typ S: 1.000,– EUR | Typ M: 2.000,– EUR | Typ XL: 3.000,– EUR |
Co-insurance of rental property damage to immovable objects, deductible 10 %, at least 250 EUR per damage event | Typ S: 10.000,– EUR | Typ M: 25.000,– EUR | Typ XL: 50.000,– EUR |
Key loss risk for private apartments (or rooms or apartments), deductible 100,- EUR per loss event | Typ S: - | Typ M: - | Typ XL: 1.000,– EUR |
General deductible per claim | Typ S: 250,– EUR | Typ M: 0,– EUR | Typ XL: 0,– EUR |
Accident insurance | Typ S | Typ M | Typ XL |
Disability basic sum | Typ S: - | Typ M: 30.000,– EUR | Typ XL: 40.000,– EUR |
Maximum disability sum for progression scale 350 % | Typ S: - | Typ M: 105.000,– EUR | Typ XL: 140.000,– EUR |
death benefit in case of accidental death | Typ S: - | Typ M: 15.000,– EUR | Typ XL: 25.000,– EUR |
Recovery costs after an accident | Typ S: - | Typ M: 7.500,– EUR | Typ XL: 10.000,– EUR |
Accident-related cosmetic operations | Typ S: - | Typ M: 2.500,– EUR | Typ XL: 5.000,– EUR |
Monthly premium* | Typ S: 2,– EUR | Typ M: 4,– EUR | Typ XL: 7,50 EUR |
Minimum premium | Typ S: 10,– EUR | Typ M: 12,– EUR | Typ XL: 15,– EUR |
The minimum duration is 1 month, the maximum duration 60 months.
You can take out Care Protector accident insurance/personal liability insurance quickly and easily online and get your insurance cover quickly from 2 € per month.