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How to finance your studies – tips and ideas

Studying is costly, especially abroad. Many students live sparingly, but this is often not enough to have money left over at the end of the month. So what should you do if your parents' support or your home country's student grants are insufficient? Then you need an alternative source of income.

Care Concept ScholarshipsCare Concept Scholarships

Care Concept ScholarshipsWith the Care Concept Welcome to Germany scholarship and Care Concept Welcome to Austria scholarship we support you monthly with 300 euro for 6 months. The scholarship is for all international students who come to Germany or Austria during their studies.

You want to apply for a scholarship? You should identify yourself with our values honesty, helpfulness and tolerance and put them into practice actively in your life.

You’re also engaged in the social networks? Then it’s a match! Whether Instagram, Facebook or YouTube - the main thing is that you feel at home in the digital world and love to communicate with other people.

Above-average grades are not so important to us. Apply now for our Care Concept Welcome to Germany scholarship!

What do you have to do for the scholarship? We would like our subscribers and customers to be able to partake in your experiences. Therefore, you should be prepared to provide a short monthly report with photos about your time in Germany or a video for our Facebook page and websites.

You can find all information about the application process here: Care Concept Scholarships

StipendienCare Concept Scholarships

Scholarship Welcome to Germany Scholarship Welcome to Austria Scholarship for refugees Welt-Scholarship

Gain experience, learn German and earn money - a part-time job

Gain experience, learn German and earn money - a part-time job

A part-time job is a good way for most students to increase their monthly budget. For jobs in gastronomy, sales or as a working student in a company, this also gives you the opportunity to use and improve your new German skills. You will gain work experience during your studies, which you can include on your resume. You can find information about open positions on your university’s job portal or well-known portals such as or

Caution: As a student from another European Union member country, you are allowed to work a maximum of 20 hours per week per semester in Germany. During the semester breaks, more hours per week are possible. International students who do not come from the EU must make sure that they work a maximum of 120 full days or 240 half days (a half day = 4 hours) per year in Germany. This restriction does not only apply to research or student assistants. Additional information can be obtained from the Foreign Registration Office or the Unemployment Office. Information on the regulations regarding working as a student can be found here.

Financial support for your studies in GermanyFinancial support for your studies in Germany

Life in Germany is not cheap – for example for rent, groceries or even travel expenses — but there are financial aid options for students. You can often apply for financial help or student loans in your home country, which are also valid for your period of study in Germany. The conditions vary, and the financial aid (loans) usually has to be paid back in full or in part after your studies. On the website of the German Academic Exchange Services (DAAD) you will find many other funding opportunities. Within Europe, ERASMUS also offers support of around 300 euros per month, which does not have to be paid back.

KrankenversicherungHealth insurance for scholarship holders

Health insurance for scholarship holdersAs a scholarship holder, you always need health insurance in Germany. Even if you only spend part of your studies in Germany, German health insurance coverage for scholarship holders is mandatory. Otherwise, you have no protection if you fall ill or have an accident here.

It’s quite simple to find your health insurance coverage for scholarship holders: just enter a few details about yourself in our plan finder, and you will be offered a health insurance plan for scholarship holders that suits your needs. Even if you are studying without a scholarship, are a language school participant or completing an internship, we have the right health insurance coverage for you.

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