Health insurance for language students
A language course abroad is the perfect opportunity to combine cultural experiences with learning or improving a foreign language. Once you have chosen a country and a list of language school, there are a few things to organize:
The entry formalities, vaccinations if necessary and health insurance. Here are some important tips on the latter.
If you are travelling outside of Europe, the answer is clearly "yes", because the German statutory health insurance funds do not usually pay for treatment in non-EU countries. Even if you are privately insured through your parents or have taken out an annual foreign health insurance policy, you have to be careful, because these insurances usually only cover stays abroad of up to eight weeks.
If you attend a language school within the EU, an additional international health insurance is also recommended, because the statutory health insurances usually only pay up to the amount that would have been incurred in Germany.
A return transport to Germany in the case of a serious accident or illness is not paid for by the statutory health insurance.
With many providers of language travel, the international health insurance is already included in the package or a provider is recommended to you by your language school. Even if this is the case with you, you should still inquire whether the price-performance ratio of the offer is right.
If your provider does not offer you health insurance, we recommend our Care College product, which is specially tailored to the needs of language students abroad.
An important factor in choosing the right health insurance for students abroad is their destination. If, for example, you are going to the USA or Canada, attend a language course there, do a high school year or Work'n'Travel or study, you should take out a special product because in these countries the treatment costs are much higher than in Germany and the authorities set very high hurdles for foreign insurers.
We recommend our Care College USA product, which meets the requirements of all American and Canadian authorities and universities.
In addition to foreign health insurance, we recommend taking out liability and accident insurance. This will cover you if you cause damage to other people or their property and if you have an accident and then have restrictions.
Here we offer our product unser Produkt Care Protector.
If you are under the age of 35, we usually recommend our Care College product, which is specially designed for students.
You can find the right health insurance for you quickly and easily by entering a few details in our rate finder. The rate finder will suggest different options for you to compare. Once you have made up your mind, you can easily take out your health insurance online on the Care Concept website.
We are also happy to answer your questions by phone at +49 228 97735-44.